Having separated accounts makes much more sense for people that are at the same time holding tokens long term and running bots.
You need to be able to track P/L separately, otherwise how can you tell how profitable are your bots or your holdings?
It’s very easy to request, it took me 5 minutes.
How to request to access a subaccount on binance:
1) head to https://binance.zendesk.com/hc/en-us/requests/new
2) Fill the form using the following information:

Using the account is very simple but you can only access your subaccount on desktop or via any app that connects via API with Binance like (3commas, CoinStats, etc):
I personally created the API keys for the new sub account and added it to my CoinStat app which I have installed on Android, iPhone and Mac Desktop.
Their widget shows me the total of all accounts at the same time, which simplifies my frequents checks 🙂